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Medical Professional Liability State Profile:

Alabama

PRA New Business Paper
#1 ProAssurance State Rank
#21 Market Rank
$199,729,542 Size of MPL Market

CME Requirements

Credit Amount
 Alabama requires 25 AMA PRA Category 1 CME Credits™ or equivalent per calendar year. There are no CME requirements for first-time license renewals. 

Licensure Cycle
Annual.

Topics
 All Alabama Controlled Substances Certificate (ACSC) registrants are required to complete 2 AMA PRA Category 1 CME Credits™ or equivalent every 2 years in the area of controlled substance prescribing practices, recognizing signs of the abuse or misuse of controlled substances, or controlled substance prescribing for chronic pain management. Due to COVID-19, Alabama has extended the current ACSC 2-year period. If it was 2019–2020, it is now 2019–2021. If it was 2020–2021, it is now 2020–2022. 

 

CME requirements listed above were updated based on information from the joint website for Alabama Board of Medical Examiners and the Medical Licensure Commission of Alabama, but education requirements do change. Due to COVID-19, certain states may have modified their licensure requirements. Physicians should confirm Alabama's current requirements on their CME page.

 

Physician Market Comparison

Alabama = $93,744,311
Approximately the same as Missouri ($92,424,043)
Texas is a little over twice the size ($195,739,891)
Kansas is about half the size ($45,902,496) 

Region

Southeast

New Business Paper

ProAssurance

Tort Laws

Limits on damages for pain and suffering: None; $400,000 noneconomic damages ruled UNCONSTITUTIONAL (2003)
Limits on contingent attorney fees: None
Reform of collateral source rule: Evidentiary
  • Ala. Code § 6-5-545
Periodic payment of future damages: Mandatory when over $150,000 ruled UNCONSTITUTIONAL (2005)
Statute of limitations: Two years or six months from discovery; four years maximum
  • Ala. Code § 6-5-482

Prejudgment and Post-Judgment Interest

Prejudgment Tort Actions Rate: 6%. “Prejudgment interest is allowable at the legal rate in noncontract cases where the damages can be ascertained by mere computation, or where the damages are complete at a given time so as to be capable of determination at such time in accordance with known standards of value.”
  • Nelson v. AmSouth Bank, N.A., 622 So 2d 894 (Ala. 1993); Ala. Code § 8-8-1
Prejudgment Accrual Date: Date of injury if the property destroyed or injured has an ascertainable money value
  • Atlanta and Birmingham Air Line Railway v. Brown, 48 So. 73 (Ala. 1908)
Post-Judgment Rate: Judgments for the payment of money bear the contract rate of interest, if stated in the contract. All other judgments bear the rate of 7.5% per annum, the provisions of § 8-8-1 notwithstanding.
  • Ala. Code § 8-8-10; Mayo v. Lawter, 974 So.2d 312 (Ala. Civ. App. 2007)
Post-Judgment Accrual date: Date of judgment
  • Ala. Code § 8-8-10

One-party or two-party state

Alabama is a one-party state.

In Alabama, it is a criminal offense to use any device to record a communication without the consent of at least one person taking part in the communication. You are not allowed to video record people in “A place where one may reasonably expect to be safe from casual or hostile intrusion or surveillance, but such term does not include a place to which the public or a substantial group of the public has access.” (Ala. Code §§ 13A-11-30, 13A-11-31).

 

Abortion Law

Now that the Supreme Court has overturned Roe:
Alabama is enforcing its total abortion ban.