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Medical Professional Liability State Profile:

Missouri

PRA New Business Paper
#3 ProAssurance State Rank
#18 Market Rank
$202,052,303 Size of MPL Market

CME Requirements

Credit Amount
Missouri physicians are required to complete 50 hours of AMA PRA Category 1 Credit™ or AOA Category 1-A CME per licensure cycle.

Licensure Cycle
Biennial.

Topics
 As of February 2021, the Missouri Division of Professional Registration does not have specific requirements. It allows physicians to self-select topics around which they can earn CME and meet licensure requirements.


CME requirements listed above were updated based on information from the Missouri Division of Professional Registration, but education requirements do change. Due to COVID-19, certain states may have modified their licensure requirements. Physicians should confirm Missouri's current requirements on the Missouri Division of Professional Registration's Healing Arts page.

  • Prejudgment and Post-Judgment Interest
  • One Party or All Party Consent
  • Department of Insurance Reporting
  • Tort Laws

Prejudgment and Post-Judgment Interest

Tort actions rate: If the claimant has made a demand for payment or an offer of settlement and the amount of the judgment exceeds the demand for payment or offer of settlement, the Federal Funds Rate (established by the Federal Reserve) plus 3%

  • Mo. Rev. Stat. § 408.040(3), (4)

Accrual date: 90 days after the demand or offer was received or from the date the demand or offer was rejected without counteroffer, whichever is earlier

  • Mo. Rev. Stat. § 408.040(3)

Postjudgment Contract and Tort Actions Rate: 9% or, if it is higher, the contract rate

  • Mo. Rev. Stat. § 408.040(2)

Accrual date: Judgment date

One Party or All Party Consent

Missouri is a one-party consent state.

It is a criminal offense to use any device to record or share communications, whether they’re wire or oral, without the consent of at least one contributing party. This means that in Missouri you are not legally allowed to record a wire or oral conversation you are taking part in unless you have the consent of at least one-party.

This state does stipulate that electronic communications can be lawfully recorded or shared with the consent of at least one-party, barring any criminal intentions. This applies to conversations where all contributing parties are using a cell phone, including text messages sent between cell phones. However, a Missouri appellate court determined that a conversation taking place where one-party is using a cell phone and the other is using a regular wire phone is indeed protected under the wiretap law. Lee v. Lee, 967 S.W.2d 82 (Mo. Ct. App. 1998).

Department of Insurance Reporting

The Missouri Department of Insurance publishes:

Tort Laws

Limits on damages for pain and suffering: $450,098 cap on non-economic damages with exceptions reaching $787,671 for catastrophic injury or death (amounts adjusted by 1.7% annually on 1/1)

  • §538.210 (2015)

Limits on contingent attorney fees: None

Reform of collateral source rule: None

Periodic payment of future damages: Mandatory over $100k at request of either party

  • §538.220 (1986)

Statute of limitations: 2 years from discovery; 10 year maximum; 2 years from discovery of foreign object

  • §516.105 (1976)